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Professional Advice

Pregunta al Administrador de Fincas: Concurrencia de créditos

One of the houses in my community got an embargo due to non payments of community fees.  However, the bank is also taking over the house for non payments of the mortgage.  Who will be the first entitled to take over the house as payment of the debt?

Aurelio P.

Administrator:  Juan López

This is an example of coincidence of credits which is sorted by art.. 1921 and followings, of Civil Code, and also art.  9.1 of the HPL, which states that the community is the priority before the bank, so the community will be the first in the list.

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